10 WAYS TO AVOID FINANCIAL CHALLENGES IN MARRIAGE. Avoiding financial challenges in marriage requires a combination of communication, planning, and shared responsibility. Here are key strategies to help prevent financial issues in your marriage: 1. Open Communication Discuss finances early: Before or early in the marriage, have candid discussions about each other's financial situation, goals, debts, spending habits, and values. This helps you both understand each other’s expectations and create a unified approach. Keep communication ongoing: Regularly check in with each other about your finances—this includes budgeting, savings goals, and any financial concerns. Open dialogue can prevent surprises and resentment. 2. Set Shared Financial Goals Create common goals: Discuss short-term and long-term goals together, such as saving for a house, retirement, or vacations. Setting common goals helps align both partners and motivates teamwork. Budget together: Agree on a budget that works for both of you. Break down income, fixed expenses, savings, and discretionary spending. This ensures that both partners contribute to financial decisions and stick to the plan. 3. Separate and Joint Accounts Decide on account structure: Some couples find it beneficial to have a joint account for shared expenses and personal accounts for individual spending. This can help maintain financial independence while managing shared responsibilities. Maintain transparency: Regardless of account structure, ensure transparency in how money is spent and saved, avoiding secrecy or hidden debts. 4. Build an Emergency Fund Save for unexpected expenses: Life is unpredictable, so it’s important to have an emergency fund that can cover 3-6 months of living expenses. This will reduce financial stress during difficult times such as job loss or medical emergencies. 5. Manage Debt Together Avoid accumulating debt: Be mindful of taking on new debt. If you have existing debt, work together on a plan to pay it down, prioritizing high-interest debts. Debt management plans: If the debt is significant, consider consulting a financial advisor or credit counselor to create a strategy to reduce it efficiently. 6. Plan for Retirement Start saving early: Even if retirement seems far off, it's important to begin saving early. Contribute to retirement accounts like 401(k)s or IRAs. Take advantage of employer matching, if available. Regularly review retirement goals: As your lives and incomes change, reassess your retirement savings plan together. 7. Agree on Spending Limits Establish spending boundaries: Set limits on how much each partner can spend without consulting the other, especially for larger purchases. This helps prevent impulse buying and keeps finances on track. Review big purchases together: For significant purchases, discuss and agree on them as a couple. This ensures you’re both comfortable with the decision. 8. Consider Financial Counseling or Advice. Get professional help if needed: If finances are causing tension or confusion, consider seeing a financial advisor or counselor. Professional advice can help create a clear plan and resolve financial problems. 9. Avoid Keeping Financial Secrets Be transparent about spending and debts: Hiding financial struggles, purchases, or debt can create distrust in a marriage. It’s important to be open with each other about financial realities, even if they’re difficult to discuss. 10. Maintain Flexibility and Adaptability Be adaptable: Financial circumstances can change due to career changes, children, or health issues. Be ready to adjust your financial plans as life evolves. By approaching finances as a team and prioritizing clear communication, couples can work together to avoid financial challenges and build a stable financial future.

*THE A B C D TO Z IN RELATIONSHIP MEANS* A. Always accept that you are wrong when your partner 👍correct you. B. Bring good and preferable news to your spouse and thank me later 🙎🤸✌️ C. Couples are meant to unit together not behaving as Cat 🐈 and Dogs 🐕 D. Don't listen to gossip it makes relationship dies easily ✌️✌️💯💯 E. Expect imperfections from your spouse 💯🙎 F. Fix solutions to problems first before going into another discussion 😘😘💯 G. Go on a walk often and at all times 😘👍 H. Hold his/her hands 🤝at all times and have a decent conversation ✌️💯💯 I. Ignite the passion for your spouse daily 💙 J. Just laugh out every destruction in your *Relationship*🤣🤣 K. Kill the spirit of unhealthy competition in your *Relationship*💯 L. Let your spouse Know all of your movement on daily basis, it helps alot (2) Lies easily kills *Relationship* 😘🤝💯 M. Make love 🙎🤸 with him/her when ever he or she is in need 💯💯👍 N. No separate room for you both 😘💯💛 O. Oppose every intruder or a third party 🤭🤭😰 P. Practice how to make him/her feel safe at home ✌️✌️💯 Q. Questions that are not reasonable shouldn't be ask in a *Relationship* to avoid something else like exchanging of words in an arrogant way 😡😪 R. Reason twice before you react wrongly with your spouse 💯✌️ S. Sit down and give him/her motivational quotes that he or she won't forget such day in their life 🤝🤝💙💯 T. To much talk and careless talk spoils *Relationship* 💯💯 U. Undertake all risks just to make sure that you both are fine 💯💘💝💖 V. Visualize a glorious future together 💖💝💯 W. Win each other admiration daily ✌️💯 X. Xray your lifetime together with your spouse 💯💖💘💝 Y. Yell and stand not to be deceive by any form of infidelity 💝💘💯✌️ Z. Zip your mouth when you are angry to avoid saying words that has no meaning to your spouses.

How I Teach My Daughters to Recognize a Real Man 1️⃣ Never Fund a Man’s Potential – A man’s growth is his responsibility, not yours. If he’s still “figuring it out,” he’s not ready for you. You are a partner, not a stepping stone. 2️⃣ Do Not Carry His Burdens – A man should come prepared to lead, not looking for a woman to fix, build, or struggle with him. If he cannot provide, protect, or guide, he is not a man—he is still becoming one. 3️⃣ Never Accept Less Than You Deserve – You don’t shrink to fit a man’s life; he expands to meet your standards. A strong man rises to the occasion—a weak one asks you to settle. 4️⃣ If He Invites You, He Provides – A man who values your time respects the responsibility that comes with it. If he asks you out, the bill is his. No discussion. 5️⃣ If He Wants Your Time, He Earns It – Your presence is a privilege, not a given. A real man shows consistency, effort, and intentionality. Anything less is a waste of time. 6️⃣ A Man Who Wants You Forever Will Never Rush You Into Bed – A man with true intentions will never pressure you. He will value your mind, your presence, and your standards. Lust moves fast—love moves with patience. 7️⃣ Never Stay in a Relationship with a Liar or a Cheater – Disrespect is not love. Betrayal is not a mistake—it’s a choice. A real man protects your heart, not plays with it. When a man shows you he can’t be trusted, believe him and walk away. 8️⃣ Never Entertain a Man You Wouldn’t Want Your Son to Be – If his character wouldn’t make you proud as a mother, he has no place in your life as a partner. The men you allow in your space set the standard for the next generation—choose wisely. 9️⃣ If He Doesn’t View You as His Wife and Provide for Your Needs, He’s Bringing Chaos and Confusion – A man who isn’t intentional about you is a distraction. If he’s not stepping up, he’s pulling you down. A real man brings clarity, stability, and security—not stress. My daughters will never settle. Neither should you. 💯 If your fathers didn’t teach you, i am! NDBA No Dusty Bums Allowed! ----------------------------------------------------------------- We're happy to announce that our highly anticipated women's conference is coming soon! Rise Above Women Conference Theme: Her Time To Shine This empowering event is designed specifically for women, tackling a wide range of issues and topics relevant to your lives.

The first Time Hubby invited me to his family house 🏡 to come see his mum and siblings… I said na like this the thing Dey be 😂… I kept postponing the invitation telling him am not ready to see them 😂😂 then I asked him .. can’t we just marry like that without seeing your people 😂😂 they will come for the wedding 💒 naa … Uche ndi Private life Madonna University 😂 My thought 💭 then was very plenty .. what if they don’t like me now .. like this you no go marry me again ??? 🤔 What if there is another person they wanted for him and am here coming to show myself … 😌 What if immediately I come .. they all enter one room and start doing Muchu Muchu 😂😂😂 Which cloth will I wear … ( I had lots of cloth in my wardrobe ooo .. but at the Mention of coming to see the family .. all my clothes vanished 😂😂 I had so many what if in my heart ❤️ and was so skeptical about their validation .. but guess what all this thought 💭 vanished with this few point I noted down here 👇👇 1) Just be your self : Don’t be too Nervous 😟 as whether they will like you or not cos most times the devil capitalizes on our thought 💭 and emotions. And you see yourself been overwhelmed with Negative thoughts.. A lady told me that a day to the day she was to go see her hubby’s family .. so many negative thoughts about them not accepting her … she said her mistakes was not praying over it .. and when she got there .. exactly the way she thought about it .. it happened.. though she is not married into the family .. but only God knows the best 🙌 Maybe for her Good .. 👍 2) Don’t over dress 👗.. cos you might end up meeting lesser expectations of what you opted for .. if you love ❤️ casual.. just make it clean and neat, if you love native, English wear etc .. just make it simple and nice 👍 wear a nice perfume.. not choking Hazards that will saturate the room .. 3) Don’t Go to show yourself so much on the first day : you want to sweep the house that day, you want to cook 🧑‍🍳 that day, you want to mop that day, you want to do certainly everything that day .. sis calm down is just the first day .. help with the little you can .. they might stand up to assist you or tell you not to worry .. Mine was after eating 🥣 cos they prepared delicious meal for me .. my mother in-law can cook 🧑‍🍳.. she na chef 🧑‍🍳 all the way .. ✌️ That day after eating I stood up to carry the plate to the kitchen.. hubby allowed me to take the tray to the kitchen .. maybe to allow me proof a good wife to be for his mum .. but 2 mins later I Didt come out .. he came to the kitchen and saw me bringing out the plate to wash … the next thing he just clapped 3 times then called me Ezigbo Mmadu ( you can demonstrate this I just said like kpa kpa kpa .. Ezigbo mmadu ) keep that plate let’s go inside .. I said No naa Allow me let me wash it .. in my mind I no wan wash am ooo 🙈🙈😂😂😂😂 but as a good girl naa I can’t just keep the plate like that … I just washed my hands 🙌 fast fast.. before he will now change his mind and tell me to wash it .. to test if am wife material 😂😂😂😂.. we came back to the parlor ..and continued our discussion.. 4) Dominating the conversation: Be a good listener and give others a chance to share their thoughts and stories. I love you love talking .. but at this point can you just hear 👂 what they have to say … May be you will hear their mind from there 😂😂😂 5) Be Sensitive: whatever you dont like is more reasons when you come back you say No .. A lady told me that on her first visit to her husband to be family house .. the first mud house 🏡 she met at the gate was shrine with Bl00d spills .. just the sight of that alone told her .. she can’t Marry this man .. and that’s how the relationship ended ✌️she said she can’t start fighting battles her family abolished long ago .. she left .. Being late: Be punctual and arrive on time for your visit. If you say you are coming by 12 .. latest 12:30 you don’t keep people waiting and you expect them to start smiling with you when you arrive by 2 or by 4 .. you ve certainly kpaid the vibes… Advice to the Man 👇👇👇👇 Then As a man, you are the one from the family. You have a Role to play .. you don’t just invite your wife to be to your family house 🏡.. then you allow her to face your family in fears … Protect her from unnecessary questioning and jokes .. Your wife should not come in and become another younger sister. Let her be your wife, the extension of another family. There are things your wife to be should not be subjected to before marriage. When she becomes your wife, she will naturally gravitate toward it. The lord bless your Marriage 🙌 Your marriage will succeed 🙏 Osuchukwu Jane Ezeakolam I’m A Priest Wife With A Difference 📸 Hubby and I.

Robbers entered a house in Akure, asked for all the money and valuables. After they collected what they could, they gave the man of the house a gun with instructions to shoot his wife or shoot himself. The man got the gun, pointed it at his wife, and hesitated. He was thinking of what he had gone through in life with his wife and how she had suffered and sacrificed for him. He handed back the gun and said, "I am sorry, I can't do this." The boss of the robbers silently grabbed the gun from him and passed it on to the wife to kill her husband. The wife got the gun and, without any single hesitation, pointed it at her husband's head and pulled the trigger. But, at last, the gun had no bullets in it. The robbers got their gun and walked out of the house laughing. QUESTIONS FOR DISCUSSION: 1. If you were the man, what would you do? 2. If you were the wife, what explanation would you give? 3. If you were invited to bring peace, how would you settle it 🤔?

It seems like you're referring to someone named Caroline Paul. Just a heads-up, I’m here to chat and assist with any questions or discussions you have, but I can’t make calls or facilitate personal contacts. Let me know if there’s anything else I can do for you!

- Social networking sites like Facebook, Twitter, and LinkedIn - Photo and video sharing platforms like Instagram, TikTok, and YouTube - Blogs and microblogging sites like WordPress and Tumblr - Forums and discussion boards - Virtual worlds and online communities Social media platforms typically have several key features, including: - User profiles or accounts - Content creation and sharing tools - Interactions with other users, such as commenting, liking, and sharing

THE BEST SE-X POSITION. Sometimes it is so disgusting and disheartening when I see and hear about how my gender chooses to disvalue themselves. I sat next opposite to the female folks and while they got talking I over heard where they made some emphasis on some ladies having sexxxx on bare ground in the Bush Goshhhhh Irritating, I did not know when I screamed God forbid, you know why ?? They're fine girl with swag having sëxuãl sexxxx in the Bush with no proper comfort No bed, no fear of reptiles or whatever no dignity over what?? Over sëxuãl urge And one Said omo if konji catch you anywhere level for me oo Provided that he would satisfy me to the core, the place isn't my worries I go do______________ When I had their discussion I was super angry. This men exactly knows what they want, they know you're just for the moment You're just satisfying them not many hard feelings but yet we keep degrading ourselves over the now se-x. Dear ladies, please it is more dignifying when your husband is the one having mutualsexx with you In a proper and conducive manner and not in the bush Neither will he take you to the backyard of your house nor in the løve garden of a secret place... Ladies please we can do better I enjoy comfort so do I want you to enjoy comfort when having sexx with your husband Sëxuãl purity is possible Sëxuãl purity is ascertainablee Sëxuãl purity is the deal breaker Do not be swayed by the sugarcoated mouth of this guy's. You're deserving of a proper marriage You're deserving of a proper bed You're deserving of a proper lady treatment And not having sexxxx in a Bush or bare ground in a field. Ladies we can do better Visca 👌 Maigot Kuma Conrade VID's Copied

What's something ppl do that get u upset? #discussion

What feels like an achievement but isn't really an achievement? #open discussion