A job, even a good and well-paid job, is a mirage of prosperity. Because it gives you the illusion of wealth, it is not sustainable without that job. If, for example, you cannot stand or walk without the aid of a walking stick, you are really not able-bodied, although you may appear to be. It is the same with a job. If you cannot meet your needs without that job, then you are, in reality, poor. You can be sacked, the business can fold up, or ill health can prevent you from doing the job. That is why you need to invest by buying stocks, ETFs, REITs and Treasury Bills, and divest by starting your own small business. Everything with a beginning must have an end, and the person who hired you can get you fired. Prepare ahead. Invest now. Especially if you are married. If your work dries up and you have no investment, your life may also dry up.