Men are always authoritative...try to know them before marriage

Every problem has an expiring date .

Here are some budget hacks to help you save money:

Tracking and Planning
1. _50/30/20 Rule_: Allocate 50% of your income towards necessities, 30% towards discretionary spending, and 20% towards saving and debt repayment.
2. _Budgeting Apps_: Utilize apps like Mint, You Need a Budget (YNAB), or Personal Capital to track your expenses and stay on top of your finances.
3. _Expense Journal_: Keep a physical or digital journal to record every purchase, no matter how small.

Reducing Expenses
1. _Cut Subscription Services_: Review your subscription services (e.g., streaming platforms, gym memberships, software) and cancel any unused or unnecessary ones.
2. _Cook at Home_: Cooking meals at home can save you up to 50% on food expenses compared to eating out.
3. _Cancel Credit Card Annual Fees_: If you don't use the benefits associated with your credit card's annual fee, consider canceling or downgrading to a lower-fee card.

Saving Money
1. _Automate Savings_: Set up automatic transfers from your checking account to your savings or investment accounts.
2. _Take Advantage of Employer Matching_: Contribute enough to your 401(k) or other retirement accounts to maximize employer matching.
3. _Use Cashback and Rewards_: Use cashback credit cards, sign up for rewards programs, and take advantage of sales to earn money back or accumulate points.

Smart Shopping
1. _Compare Prices_: Research and compare prices before making a purchase to ensure you're getting the best deal.
2. _Use Coupons and Discounts_: Take advantage of coupons, discounts, and promo codes offered by stores, websites, and apps.
3. _Buy in Bulk_: Purchasing items in bulk can save you money in the long run, especially for non-perishable items.

Debt Repayment
1. _Snowball Method_: Pay off debts with the smallest balances first, while making minimum payments on larger debts.
2. _Avalanche Method_: Focus on paying off debts with the highest interest rates first, while making minimum payments on other debts.
3. _Consolidate Debt_: Consider consolidating multiple debts into a single, lower-interest loan or credit card.

Long-Term Savings
1. _Emergency Fund_: Build an easily accessible savings fund to cover 3-6 months of living expenses in case of unexpected events.
2. _Retirement Savings_: Contribute to a retirement account, such as a 401(k) or IRA, to build a nest egg for your future.
3. _Invest Wisely_: Invest in a diversified portfolio of low-cost index funds or ETFs to grow your wealth over time.

Remember, saving money is a long-term process. Start with small changes and gradually work your way up to achieve your financial goals!

Happy weekend

Customs intercept N398m cannabis sativa in Lagos


Customs intercept N398m cannabis sativa in Lagos
The Nigeria Customs Service, Western Marine Command, said it intercepted 53 sacks of cannabis sativa weighing 1,958kg with a duty-paid value of N398m in Lagos.

The command’s Public Relations Officer, Lomba Benjamin, disclosed this in a statement on Friday, Feb. 21.

The Customs Area Controller in charge of the command, Paul Bamisaiye, said that the contrabands were intercepted at Ilase Sea Beach, about 200 nautical miles from the Lagos Anchorage.

He said that the smugglers tried to run away but were overpowered by the officers, so “they abandoned the boat and jumped into the sea.”

“The boat was quickly secured and brought to the office where it was found to contain 3,793 loaves of cannabis sativa divided into 53 sacks and weighed 1,958kg. The duty paid value of the seizure is N398m,” he said.

He stressed that the contrabands, which were intercepted on Thursday, Feb. 20, at about 11pm, were a result of the intensified efforts by the ever-focused and eagle-eyed officers of the command.

He said that the interception was the highest single operational seizure of cannabis sativa under his administration.

Bamisaiye added that two months ago, the command made a seizure of 15 sacks containing 1,021 loves of cannabis sativa weighing 538kg worth N107m.

He added that in line with the established procedures, the hard drugs will be handed over to the Nigeria Drug Law Enforcement Agency.

He said that the command will continue to partner with other sister agencies in ensuring that the nation’s borders are well protected.

I hope you all enjoy seyi vibez new album

Every other thing can fail but God is forever worthy.

Gbedu

Police rescue kidnap victim chained to his neck and hands with padlocks in Niger State


Police rescue kidnap victim chained to his neck and hands with padlocks in Niger State
Operatives of the Niger State Police Command have rescued a kidnap victim who was chained to his neck and hands with padlocks.


Spokesperson of the command, SP Wasiu Abiodun, who disclosed this in a statement on Friday, February 21, 2025, said the victim, identified as Nasiru Idris, was abducted from Kebbi State.


According to the PPRO, his abductors abandoned him on sighting the police patrol teams.

“On 16th February, 2025 at about 4pm, Police tactical squad led by DPO 'A' Div Kontagora embarked on a routine confidence-building patrol along Bangi-Kontagora road, and in the process, one suspected victim was found within the forest of Mariga, and chained to his neck and hands with padlocks who was identified as Nasiru Idris,” the statement read.

"He was interrogated, and narrated that he was kidnapped from Kebbi State at Farin-Ruwa via Bena, Wasagu LGA.

"He said he was abandoned by his abductors on sighting the Police patrol teams, as the suspected kidnappers fled from the location.

“The victim was taken to the hospital for treatment, while the effort to locate his relatives is ongoing.”

message me for the USDT mining farm eggs