Financial Mistakes Ladies Make in Their 20s & 30s That Can Ruin Their Future Your 20s and 30s are some of the most important years of your life. This is when you start making major financial decisions, some good, some bad. And let’s be real: money mistakes made in these years don’t just disappear; they follow you for years, sometimes even decades. If you don’t handle your money wisely now, you might wake up at 40 or 50, wondering where all your hard-earned money went. Here are some major financial mistakes women make in their 20s and 30s that can ruin their future. If you’re guilty of any of these, don’t panic, just start making changes today. 🛑 Overspending to Impress People Who Don’t Care This one is dangerous, yet so common. Too many ladies spend money they don’t have just to look good for people who aren’t even watching. - Buying expensive clothes, wigs, or designer bags you can’t afford just to keep up with trends. - Eating out at fancy restaurants every weekend to impress friends. - Going broke because of destination trips, birthday celebrations, and ‘soft life’ vibes. Listen, it’s great to look good and enjoy life, but NOT at the cost of your financial future. 📌What’s the point of looking rich if your bank account is crying? 🛑 Not Having Savings, Spending Everything You Earn If your account balance reads "0" at the end of every month, you’re in trouble. - No matter how much or how little you earn, ALWAYS save something. - Emergencies happen. Life is unpredictable. If you don’t have savings, one financial crisis can wipe you out completely. - Start small, just 10% of your income can make a big difference in the long run. 📌 A woman who has savings is a woman who has control over her life. 🛑 Depending on Men for Financial Security Ladies, listen carefully: NEVER put your entire financial future in the hands of a man. - Yes, it’s okay if your partner supports you, but you must have your own money. - Too many women give up their financial independence, only to regret it later when things go wrong. A financially independent woman is a powerful woman. No one can control you when you control your own money. 🛑 Avoiding Investment and Thinking ‘I’ll Figure It Out Later’ Many women think investing is for men or rich people. WRONG. - The earlier you start investing, the better. - Learn about stocks, real estate, or even small business investments. - Money sitting in your account is losing value—make your money work for you. 📌 Your future self will thank you for the smart choices you make today. 🛑 Accumulating Too Much Debt Debt can feel like a quick solution, but it can also be a lifelong trap. - Credit cards, unnecessary loans, buying things in installments, it all adds up. - Many women enter their 30s drowning in debt with nothing to show for it. - If you must take a loan, let it be for something that will increase your financial value (like education or business). 📌Debt steals your future wealth. Avoid it as much as possible. 🛑 Failing to Learn About Money - You don’t need to be a financial expert, but basic money knowledge is a MUST. - Read books, watch videos, attend seminars, educate yourself. - Financial freedom starts with financial education. If you don’t control money, money will control you. I hope you put this to use.

Puff-puff recipe Puff-puff is a popular Nigerian snack made from deep-fried dough. Here’s a simple step-by-step guide to making soft and fluffy puff-puff. Ingredients (for about 20 puff-puffs) 2 cups of all-purpose flour 2 teaspoons of dry yeast ½ cup of sugar (adjust to taste) ½ teaspoon of salt 1 teaspoon of nutmeg (optional, for flavor) 1¼ cups of warm water Vegetable oil (for frying) Instructions Step 1: Activate the Yeast 1. In a small bowl, mix the yeast with 2 tablespoons of warm water and a pinch of sugar. 2. Let it sit for about 5–10 minutes until it becomes foamy. This shows the yeast is active. Step 2: Mix the Batter 1. In a large bowl, combine the flour, sugar, salt, and nutmeg (if using). 2. Pour in the activated yeast mixture. 3. Gradually add the warm water while stirring continuously until you get a smooth, thick batter (not too watery). 4. Cover the bowl with a clean kitchen towel or plastic wrap. 5. Let the batter rise in a warm place for 45 minutes to 1 hour until it doubles in size. Step 3: Fry the Puff-Puff 1. Heat vegetable oil in a deep pan (about 3 inches deep) on medium heat. 2. Once the oil is hot (around 350°F/175°C), scoop small portions of the batter using your hand or a spoon and drop them into the oil. 3. Fry in batches without overcrowding the pan. 4. Stir occasionally and fry until golden brown on all sides (about 3–5 minutes per batch). 5. Remove with a slotted spoon and place on a paper towel to drain excess oil. Step 4: Serve and Enjoy! Serve warm with a sprinkle of powdered sugar or dip in chocolate, honey, or spicy pepper sauce. Would you like a variation, such as adding milk, eggs, or flavors like vanilla?