It's better to pay the price by being disciplined today...

Than to pay the price due to regret tomorrow.

You have everything to create a better future for yourself, just do it!

You can scroll daily for years without complaining...

But immediately you're asked to start a business, you will start saying "I don't have time"...

It's high time you changed your priorities... Start now!

3️⃣ *Conservative Friedrich Merz is the strong favourite to become Germany's next chancellor* after a bitterly fought campaign roiled by the rise of the AfD, a far-right party backed by Team Trump.

Barring a last-minute upset in Sunday's election, *Merz's CDU/CSU bloc is leading the polls and on course to defeat Chancellor Olaf Scholz's Social Democrats (SPD)* to make the 69-year-old former investment lawyer the next leader of Europe's biggest economy.

*His victory would cap months of political turmoil* since *Scholz's troubled three-party coalition imploded in November* -- but grave challenges loom for Merz and his *pledge to fix Germany's ailing economy* and rebuild its international stature.

The *election comes at a time of rapid and unsettling change for Germany and Europe,* after US President Donald *Trump reached out over their heads to Russia* to try to end the Ukraine war, sparking grave fears for future transatlantic ties.

Challenge are what make someone grow strong
They are meant to make fall but prepare you to a better future. So try to be strong to face any challenges that comes to you.

Keep record of what you want to do, when and how to do it and also record of what you will do in future rather than keep record of past gossips, present gossips and future gossips

"Doorways to Destiny"

In every moment, a chance is born,
A doorway to destiny, waiting to be sworn.
Opportunities knock, with a gentle hand,
Inviting us to step, into a new land.

Like a sunrise breaking, over the hills,
A new beginning unfolds, with thrilling skills.
Each chance we take, with a courageous heart,
Leads us to a future, where our dreams never part.

With every step forward, with every choice we make,
We pave the way, for a brighter path to take.
So let's seize each moment, with an open mind,
And welcome every opportunity, with a grateful heart and kind.

For in the doorway of chance, our futures are made,
And the choices we take, will forever be displayed.
So let's step forward boldly, with a spirit so bright,
And turn each opportunity, into a shining light.

Dear Anambra Youth,

I'm writing to address a crucial matter concerning our state's future. As you may know, Valentine Chineto Ozigbo, a prominent figure in Anambra politics, left the Labour Party to join the APC. This move has raised concerns among many of us who believe in the Labour Party's vision for a better Anambra.

As young people, we have the power to shape our state's destiny. We cannot afford to sit on the fence while our future is being decided. I urge you all to join me in calling on Valentine Ozigbo to return to the Labour Party. His leadership and experience are needed in a party that truly cares about the welfare of Anambra people ¹.

If Ozigbo refuses to return to the Labour Party, I'm afraid we may have to reconsider our support for him. As young people, we cannot compromise on our values and principles. We deserve a leader who shares our vision for a prosperous and equitable Anambra.

Let's make our voices heard and demand that Ozigbo returns to the Labour Party. Together, we can build a brighter future for ourselves and generations to come.

Sincerely,
[Hon. Uzoghelu John clement okwudili
The Political Ambition leader Labour party

By an Anonymous!👇🏿

*A PROSE OF AN OBSERVER ABOUT IBB BOOK LAUNCH*

I have always said that if you stay alive long enough in Nigeria you will see devil exhumed from the grave and deoderised by Nigerians.

IBB's book launch presented a perfect platform for such occasion.

OBJ was there. Taking notes for his next book.

GEJ was present. Looking clueless and neither here nor there as usual

Gowon as usual dwelt on inanities.

He eulogised IBB for restoring his rank yet unlike IBB is not bold enough to write his own book.

Perhaps, Gowon is also waiting for his contemporaries to die before lying over their graves like IBB.

and of course Bobo Chicago who claimed to fight for democracy but the current face of tyranny, evil and undemocratic practices was also there.

The people who betrayed Abiola and urged him to Golgotha were there shining their rotten teeth in the glistening light.

The picture represents the perfect problem with Nigeria.

These were men who contributed in the ruination of a country.

Nobody has bad word for IBB.

Given time, he has transformed into the perfect General.

He has become a hero and maker of men.

But give to IBB, as a military leader he understood evil craftsmanship.

He has dealt with rotten idiots who paraded themselves as Democrats so the audience before him were very familiar.

One vital question.

How did a man who did everything to destroy democracy suddenly became the beacon of democracy in Nigeria, to the extent that aspiring leaders visit his Minna Mecca to receive tutelage on leadership?

There were also billionaires like Arthur Eze who is at best a nuisance in Igboland.

There were Alakija. She was gifted with oil wells.

There was Dangote etc.

They all had good things to say about IBB.

No mention of Dele Giwa.

An unsung hero in a useless country.

Moshood Abiola at least got 1 day named after him each year.

That was enough price for dying for Nigeria and ruining his family and business.

After all IBB was his dear friend.

The billionaires claimed IBB made them.

Thus, they rewarded him with about 16 billion naira for his library project.

Laughable!

All the Nigerian dictators own libraries.

They gave back to him.

IBB was a maker of men.

By the way, Abacha also made some men.

When will they stand up and speak for him or probably build a library for him?

Buhari also made some men during his 8 years democratic dictatorship.

He will likely receive his flowers and a library named after him.

The Emilokrook made some men also as Lagos State Governor.

We recall he rebuilt the house of our Prof Wole Soyinka who was so poor he couldn't afford to rebuild his house.

In future the crooks he made will donate to his library.

So YOU, where exactly are you in the scheme of things as a Nigerian?

Your reward is poverty, hunger, unemployment, disease, homelessness, japa then heaven.

I can only take one positive thing from the meeting.

He took responsibility by admitting for the first time, that his friend, Abiola won the June 12 election.

Sadly again, and deliberately not for forgetfulness, Humphrey Nwosu, the electoral umpire during June 12 who was brave to announce most of the results against military directive wasn't mentioned.

Folks like Humphrey Nwosu doesn't fit the Nigerian optics.

He was a gatecrasher to uncommon destiny.

He lived in a wrong country among unclean people.

He became part of the collateral damage.

An unsung hero.

As IBB admitted to Abiola's victory, 33 years after, I look forward to the day the dark Professor, Mahmood will develop the manhood to confess openly to Peter Obi that he rigged the 2023 election to favour the Chicago drug baron.

I once said that even if devil appears physically in Nigeria that he would receive massive supporters.

Nigeria is the seat of evil.

It is a crime scene.

It's not habitable for human beings.

Living in Nigeria for far too long is capable of turning a saint to a devil.

I am yet to see an African country were evil is celebrated and bad character rewarded such as Nigeria by Nigerians.

It is one country I can tell you for sure that it cannot be redeemed.

A country populated by religious maggots who spend billions of naira to visit Mecca and Israel yet return to Nigeria as agents of Satan to ruin their people.

IBB is evil.

But those who came after him were undiluted devils.

The future belongs to those who believe in the beauty of their dreams." - Eleanor Roosevelt.

Highlights the importance of having faith in your vision and working towards it, even when it seems difficult.

#goals #dreams

Here are some budget hacks to help you save money:

Tracking and Planning
1. _50/30/20 Rule_: Allocate 50% of your income towards necessities, 30% towards discretionary spending, and 20% towards saving and debt repayment.
2. _Budgeting Apps_: Utilize apps like Mint, You Need a Budget (YNAB), or Personal Capital to track your expenses and stay on top of your finances.
3. _Expense Journal_: Keep a physical or digital journal to record every purchase, no matter how small.

Reducing Expenses
1. _Cut Subscription Services_: Review your subscription services (e.g., streaming platforms, gym memberships, software) and cancel any unused or unnecessary ones.
2. _Cook at Home_: Cooking meals at home can save you up to 50% on food expenses compared to eating out.
3. _Cancel Credit Card Annual Fees_: If you don't use the benefits associated with your credit card's annual fee, consider canceling or downgrading to a lower-fee card.

Saving Money
1. _Automate Savings_: Set up automatic transfers from your checking account to your savings or investment accounts.
2. _Take Advantage of Employer Matching_: Contribute enough to your 401(k) or other retirement accounts to maximize employer matching.
3. _Use Cashback and Rewards_: Use cashback credit cards, sign up for rewards programs, and take advantage of sales to earn money back or accumulate points.

Smart Shopping
1. _Compare Prices_: Research and compare prices before making a purchase to ensure you're getting the best deal.
2. _Use Coupons and Discounts_: Take advantage of coupons, discounts, and promo codes offered by stores, websites, and apps.
3. _Buy in Bulk_: Purchasing items in bulk can save you money in the long run, especially for non-perishable items.

Debt Repayment
1. _Snowball Method_: Pay off debts with the smallest balances first, while making minimum payments on larger debts.
2. _Avalanche Method_: Focus on paying off debts with the highest interest rates first, while making minimum payments on other debts.
3. _Consolidate Debt_: Consider consolidating multiple debts into a single, lower-interest loan or credit card.

Long-Term Savings
1. _Emergency Fund_: Build an easily accessible savings fund to cover 3-6 months of living expenses in case of unexpected events.
2. _Retirement Savings_: Contribute to a retirement account, such as a 401(k) or IRA, to build a nest egg for your future.
3. _Invest Wisely_: Invest in a diversified portfolio of low-cost index funds or ETFs to grow your wealth over time.

Remember, saving money is a long-term process. Start with small changes and gradually work your way up to achieve your financial goals!

If you have an idea of what you want to do in your future,you must go at it with almost monastic obsession,be it music,the ballet or just a basic degree. You have to go and get single mindedly and let nothing get in your way. - Henry Rollins.